Zavala Peninsula

Budva | Budva Municipality

The Romance of

Private Living

View Photos Watch Film 360° VTour Open House

Peter Robert

Presented At

€1,080,000

Bedrooms

Bathrooms

Living

2,498

SQFT

Stories 2

High Ceiling

Open Kitchen

Stone Countertops

Air Conditioning

Elevator

Washer Dryer

Fitness Center / Gym

Kitchen island

Laundry Room

Walk In Closet

Jacuzzi

Terrace

Pergola

Outdoor Living Space

Parking

Helipad

Balcony

Private Beach

Gate

Pool

Playground

Water View

City View

Coastal

Beachfront

Sea View

Waterfront

Gated Community

Seafront

Hilltop

Mountain View

Privacy

Panoramic / Scenic View

Duplex

Modern

Investment Property

New Builds

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 1

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 2

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 3

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 4

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 5

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 6

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 7

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 8

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 9

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. - Photo 10

Zavala Peninsula

Budva | Budva Municipality

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro. , Budva , Budva Municipality

Dukley Gardens in Budva

Dukley Gardens in Budva Dukley Gardens is one of Montenegro’s most prestigious residential developments, set in a gated, luxury community on the Zavala peninsula in Budva. Surrounded by lush greenery and overlooking the Adriatic, it offers contemporary architecture, private beaches, and world-class amenities. Budva itself is known for its lively marina, historic Old Town, and beautiful coastline, making it one of the country’s most desirable places to invest and live.

Apartments and villas from 104 to 235 m2 interior
1
Large terraces from 29 to 312 m2
One floor or duplex
Full sea or partial sea views
Access to beaches, restaurants, spa, parking and concierge services Located in Budva on the Zavala peninsula, within easy reach of restaurants, beaches, and the Old Town.

The airports of Tivat at 30 minutes, Podgorica 1 hour, and Dubrovnik 1.5 hours away. Prices: from

Gallery

3D Street View Tour

Property Location

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro., Budva Budva Municipality

Local Weather & Climate

Budva, Budva Municipality

Current Conditions Updated recently

54 °F

Light rain

Feels Like 53°F

Humidity 94%

Wind 12 mph

Visibility 6.2 mi

Sunrise 6:05 AM

Sunset 3:47 PM

5-Day Forecast

Sat 24 Jan

Rain

High 54°

Low 54°

Sun 25 Jan

Rain

High 58°

Low 52°

Mon 26 Jan

Rain

High 55°

Low 48°

Tue 27 Jan

Clouds

High 54°

Low 48°

Wed 28 Jan

Rain

High 52°

Low 48°

Annual Climate Based on last 12 months

58° Avg Low

Jan

70° Avg High

Aug

183 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

87.9" Annual Rainfall

Wet climate

❄

7 Snow Days

per year

Monthly Temperatures

Jan

53°

43°

Feb

56°

46°

Mar

60°

48°

Apr

67°

54°

May

72°

59°

Jun

86°

72°

Jul

88°

74°

Aug

92°

79°

Sep

83°

69°

Oct

68°

57°

Nov

61°

52°

Dec

58°

46°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Budva?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,080,000

Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro.

Budva, Budva Municipality

4 Beds

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Market Opinion

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Our perspective on current market conditions in Budva. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $108,000,000 20% down ($21,600,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$9,280/day

Your home may appreciate while you sleep

$65,141/week $282,279/mo $3,387,351/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$59.4M

+$84.3M

$84.3M Potential Equity

vs $59.4M lost to rent over 10 years

$21.6M Down Payment Growth

3.9x

10yr

$84.3M

8.1x

20yr

$174.5M

12.6x

30yr

$272.8M

Wealth Comparison

×649

Equivalent to 649 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $272.8M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $127.2M +18%

Market $147.1M +36%

Optimistic $169.7M +57%

$84.3M est. equity

20 Years

Conservative $149.8M +39%

Market $200.3M +85%

Optimistic $266.7M +147%

$174.5M est. equity

30 Years

Conservative $176.4M +63%

Market $272.8M +153%

Optimistic $419.1M +288%

$272.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro have?

This house at Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro features 4 bedrooms with 2,498 square feet of living space.

What is the size of Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro?

This property offers 2,498 square feet of living space.

What is the listing price for Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro?

This property is listed at $108,000,000, which equals $43235 per square foot.

Is now a good time to buy a home in Budva?

Based on current market indicators, Budva shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Budva?

Budva features a pleasant climate. Average temperatures range from 58°F in winter to 70°F in summer. The area receives approximately 87.9 inches of precipitation annually. There are about 183 days with rain throughout the year. Expect around 7 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Budva?

Budva tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Zavala Peninsula, Dukley Gardens, Будва, Черногория 85310, Montenegro, Budva, Budva Municipality, Montenegro?

This is a house located in Budva, Budva Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.